Services

Through wealth management, we can help clients create an investment portfolio that produces an appropriate diversification based on the individual client’s goals and risk tolerance. Our goal is to help clients pursue the highest rate of return with the least amount of risk.

Professional investment management may provide investors access to investments they may not have otherwise, including a wide variety of traditional and alternative investment classes. We can assist clients with a number of different strategies, such as stocks, government securities, Exchange Traded Funds (ETFs), and more.

Preserving assets and transferring an estate to family and heirs can be complicated and confusing. Regardless of how large one’s estate is, it’s critical to plan what will happen to it upon one’s death.

If an estate plan isn’t set in place, one’s wishes may not be carried out, as the estate will be transferred to the state to handle according to probate laws. We assist clients in articulating their estate planning needs and coordinates the work of other professionals who may be needed, including attorneys and CPAs. Whether a client wishes to use a trust or other method, we can offer guidance regarding today’s confusing estate and tax laws.

Planning for the future can be a heavy burden. A financial plan, however, may alleviate some of the stress. Financial planning refers to the process of making appropriate decisions concerning one’s wealth in order to pursue one’s goals in life.

It can involve a variety of different strategies, but the overall goal is to determine how to invest, how to manage wealth, and how to plan for the future. In creating a financial plan, we help clients establish their goals in life, determine their assets and liabilities, and evaluate their current financial position. From there, we can develop and implement a plan with ongoing monitoring.

It’s common for individuals and families to neglect tax planning until the final months leading up to the tax filing deadline. However, by implementing tax strategies throughout the year, individuals may be able to reduce the taxes they pay or avoid unnecessary taxes.

We can help clients identify possible strategies and either work with a client’s CPA or refer one.

We work with clients in all phases of retirement planning, from transitioning into retirement and building and maintaining a steady income. Many of our clients want to build a consistent income that will last through their retirement years.

We can determine opportunities that may help, from contributing to a 401(k) plan to identifying appropriate IRA investments. We also provide advice on Social Security claiming, how to minimize or avoid unnecessary taxes, 401(k) and IRA rollovers, and ways clients can protect their family from high healthcare costs and other risks.

Whether it’s to ensure that your family is taken care of, a buy-sell agreement is funded, or philanthropic purposes are served, the right insurance coverage is critical. We can help you evaluate options and determine appropriate solutions based on your situation and future needs.

No strategy assures success or protects against loss.